How Does a Secured Credit Card Work?

How does a secured credit card work? In short, it’s a debit or prepaid card that requires you to deposit funds before you make a purchase. These deposits are not used to pay the account balance until you default or go over your credit limit. The security deposit is only used to cover monthly payments, […]

How Much to Spend on Your Credit Card

How much to spend on your credit card? There are many tips and tricks to keep from overspending. Avoid using your credit card for things you cannot afford, and set automatic payments. Make sure to keep your credit utilization ratio low to avoid overspending. Use your credit card only for emergencies. You can always make […]

How Often to Pay Credit Card Bills

If you want to avoid high interest payments and late fees, the best way to build credit is to pay your credit card bill in full every month. Too much pay-off can lead to a negative credit history, which is why paying your card in full monthly is a good practice. In addition to avoiding […]

How to Activate Chase Credit Cards Online

To activate your Chase credit card online, all you need to do is log into your account and select “activate card.” Then, you’ll need to enter your 16-digit debit card number and verify your identity using security questions. Finally, you can set a PIN code for your new card. It’s that simple! Here are some […]

Amazon Credit Cards – How to Pay Your Bill

If you have an Amazon credit card, you are probably wondering how to pay your bill. You may be confused about whether to pay the bill each month or if you should opt for Cash back or Extended warranty. In this article, we’ll take a look at the different ways to pay your bill. We’ll […]